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CGU Insurance 

 

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 Post subject: CGU Insurance
Posted: Tue Jan 24, 2006 1:17 pm 
Parts Gopher
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Age: 33

Posts: 89

Joined: 11th Jul 2005

Ride: AU XR6 II

Location: .
NSW, Australia

Hello all,

I am in the market for some new insurance for my 2000 AU XR6 II, I got in contact with CGU insurance who quoted me $1645 per year, and that I would be able to fit a set of 18X8 mag wheels to the car, because it came with the factory 16X7 (I think thats what they are).

But my question is have any of you got CGU Inurance and do they allow exhaust modifications?

 

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AU XR6 II, 5 SPEED MANUAL, RED, 18" Kaotics RIms :)

soon to come: extractors, exhaust, 19"rims and superlows.

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Posted: Tue Jan 24, 2006 1:20 pm 
Technical Contributor
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Age: 31

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Joined: 12th Nov 2004

Ride: Ford Ef Futura

Location: Perth
WA, Australia

Why dont you ring and ask them?
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Posted: Tue Jan 24, 2006 1:42 pm 
Getting Side Ways
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Ride: BA MKII XR8

Location: Caroline Springs
VIC, Australia

Mate unless you've been thrown in the slammer several times for speeding / drink driving / car related, then your getting ripped. I was 21 when I purchased my EF XR6 and insurance was only $850.00 per year.
If I were you, I'd shop around...
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Posted: Tue Jan 24, 2006 5:31 pm 
Parts Gopher
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Joined: 28th Jun 2005

Ride: EF XR6

Location: Wodonga
VIC, Australia

yeah no problems here, They know about my exshust, extractors, LPG ect and still only cost me 258 a year for full compo
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Posted: Tue Jan 24, 2006 8:17 pm 
Parts Gopher
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Joined: 24th Dec 2005

Ride: Falcon

Location: Lakes Entrance
VIC, Australia

Dang!
i would kill to only pay $850. I'm with CGU and they charge me $1110 yearly and my car is stock. How much roughly is a good deal with another company for a 19 year old? Sure i shopped around before goin with CGU but i only went with them cos they were the cheapest.

My 2 cents.

 

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Posted: Tue Jan 24, 2006 8:24 pm 
Getting Side Ways
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Joined: 28th Oct 2005

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Ride: BA MKII XR8

Location: Caroline Springs
VIC, Australia

It's to do with age.
What I would like to know is why is it that age discrimination is illegal in Australia, unless your an employer (wages) or an insurance company???
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Posted: Tue Jan 24, 2006 8:41 pm 
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Location: ɹǝpun uʍop
NSW, Australia

its also to do withthe state the car is insured in.. I've got an EL XR6 I personally know the manager for young and cool (mates rates for imediate family only sorry guys) and the absolute best he could do me with no profit margin and all mods disclosed including cam was $639..

what does everyone else pay in different states? set by the insurer.. they are the ones who control it. not much to do with history..

NSW is the omst expensive state to own and insure a car.

 

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Posted: Tue Jan 24, 2006 10:13 pm 
Getting Side Ways
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Joined: 18th Apr 2005

Location: Hobart
TAS, Australia

$399 a year for the agreed value of $17000. 2001 AU2 XLS ute.
$250 a year for the EF value at $7500
discounted due to two cars, house & home content bundled into one.

would of paid $450 for the AU a year if it was a stand alone insurance. s**t... If we were back in NSW I'll be looking at 3 times that amount.

 

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Mind f**k!!! it works on feeble minded ignorant sheeples... there's plenty of em on this site... some are very intelligent but by god they are so thick!!!

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Posted: Tue Jan 24, 2006 10:59 pm 
Stock as a Rock
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Age: 34

Posts: 118

Joined: 5th Nov 2004

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Ride: BA XR6 Turbo

Location: Sydney
NSW, Australia

$2800 with NRMA for a BA XR6 TURBO auto.....but i'm 22
My EL Ghia was with BudgetDirect for $1300

 

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fast1

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Posted: Tue Jan 24, 2006 11:08 pm 
Getting Side Ways
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Age: 49

Posts: 763

Joined: 5th Nov 2005

Ride: EF Fairmont

Location: oberon
NSW, Australia

Im 37 and paying $680 a year with %65 no claim for a 14k car it`s to much I know but conditions of finnance, its with swan. I know there`s cheeper and next renewel I will find one. I dont live in a high risk area either.

 

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Posted: Wed Jan 25, 2006 12:41 am 
Getting Side Ways
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Age: 31

Posts: 4946

Joined: 15th Nov 2004

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Ride: Trik'd up EFII XR6

Location: Perth
WA, Australia

When i was 18 insured the EF XR6 for 13K (2yrs ago) in the ACT with NRMA was 3900 a year as pay by the month ( round $88 more a year for monthly payments) that was with no, no claim discount so alot better now after 2 years....... on the insurance note does anyone know of any insurance companies that will do any sort of agreed value and determine the premium then regardless of market value.....i know thats a big ask of any company....ive spent close to 40K now on the falcoon and retail worth of that is closer to 47K and thats minus the car.....now with depreciation my car via nrma is now valued at 11700...which is kinda f**k if someone ever hits me and ive had 2 close calls in less than a month....so i dont wanna pay heaps if i dont have too but id rather pay a huge premium than losing a ridiculous amount of money and work...espescially before i get to show it off

 

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Posted: Wed Jan 25, 2006 1:02 pm 
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Age: 33

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Joined: 13th May 2005

Location: Townsville, Kirwan
QLD, Australia

Well CGU cancelled my insurance after i got wheels lowered, extractors and exhaust.

 

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