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Insurance, give me your thoughts! 

 

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 Post subject: Insurance, give me your thoughts!
Posted: Tue Dec 07, 2010 8:36 pm 
Stock as a Rock
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Age: 25

Posts: 117

Joined: 17th Aug 2010

Ride: BA XT '02

Location: Darwin
NT, Australia

Ok so my ride's a 2002 BA XT i'm on my P's and i got comprehensive insurance.

SO luckily in the NT we have ZERO P plate laws and i happen to be on it. I plan to do some minor mods to it such as adding a full exhaust system + extractors and i also want to lower it and all that sorta jazz.

Should i have all those mods added to the insurance? right now im paying 32.60 PER WEEK.. i havent told them i got my rims for it. Just wondering what your thoughts are on adding after market mods onto the insurance bill! :D

 

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 Post subject: Re: Insurance, give me your thoughts!
Posted: Tue Dec 07, 2010 9:34 pm 
Stock as a Rock
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Age: 25

Posts: 117

Joined: 17th Aug 2010

Ride: BA XT '02

Location: Darwin
NT, Australia

what happens if i don't let them know? they wont cover me for the mods? or just wont cover me at all.

 

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 Post subject: Re: Insurance, give me your thoughts!
Posted: Wed Dec 08, 2010 9:01 am 
Getting Side Ways
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Age: 30

Posts: 1149

Joined: 15th Apr 2009

Gallery: 22 images

Ride: 2013 Ford Focus ST

Power: 175 rwkw

Location: North West Sydney
NSW, Australia

You can get your mods added to the policy but not covered. This way they will still cover you in an accident but won't pay you extra money to the value of the mods if they are wrecked. I am with aami and i have added all my mods on (got them covered as well) It was only when i went to add the body kit on that they increased my yearly renewal fee by $19 lol, every other mod they have they just added it on and increased the value of my car but never charged me for it :) :)

 

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 Post subject: Re: Insurance, give me your thoughts!
Posted: Wed Dec 08, 2010 10:32 am 
Stock as a Rock
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Age: 25

Posts: 117

Joined: 17th Aug 2010

Ride: BA XT '02

Location: Darwin
NT, Australia

ooooo thanks phil :D ! maybe i should look into aami for insurance.... and not australia central credit union. :

 

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