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What do you pay for full comp insurance on your taxi's? 

 

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 Post subject: What do you pay for full comp insurance on your taxi's?
Posted: Sun Jun 12, 2005 9:14 am 
Getting Side Ways
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Posts: 625

Joined: 6th Nov 2004

Ride: R32 GTR

Location: Brackistan
VIC, Australia

I've got an EL Fairmont and am rating 1 with only basic mods like lowering, tint, lpg, towbar and stereo and am on about $570/year for market value.
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Posted: Sun Jun 12, 2005 9:43 am 
Getting Side Ways
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Age: 33

Posts: 2718

Joined: 27th Nov 2004

Gallery: 6 images

Ride: EF & VTR1000

Location: Wollongong
NSW, Australia

I am going through NRMA and I pay $1200 per year, thats insured for 9k.
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Posted: Sun Jun 12, 2005 10:47 am 
Stock as a Rock
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Posts: 107

Joined: 7th Nov 2004

Ride: EL Futura

Location: Melbourne
VIC, Australia

EL Futura
Agreed value of $11,400
Full comp $1800 but I get a 10% discount so that makes it $1620 :cry:

 

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Posted: Sun Jun 12, 2005 12:02 pm 
Getting Side Ways
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Age: 32

Posts: 2976

Joined: 5th Nov 2004

Ride: BF Typhoon

Location: Melbourne
VIC, Australia

RACV, somewhere in the vicinity of 1600 p.a. with accident under my belt and at age of 19 with v8.
Agreed value of 27k when i first insured it in oct/nov '04. :o

 

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BF Typhoon, Dejavu - 6sp Auto, Leather, Sunroof, 19"s, Electric Pedals, Tint, FPV Sports Wheel, FPV Mats.

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Posted: Sun Jun 12, 2005 12:08 pm 
Getting Side Ways
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Age: 29

Posts: 1954

Joined: 13th Apr 2005

Gallery: 2 images

Ride: eb falcon s series 2

Location: on welfare
NSW, Australia

i think im getting ripped

im gonna be AAMI and its $1600 with their value of 5k (asif... wheels alone were 2)

 

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Posted: Sun Jun 12, 2005 12:30 pm 
Getting Side Ways
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Age: 40

Posts: 446

Joined: 7th Nov 2004

Gallery: 6 images

Ride: Mondeo XR5T

Power: 173 rwkw

Location: Engadine
NSW, Australia

Currently:

Rating 1 with AAMI $1000
Agreed value $23000

I might be switching to Just Car next time around. The car is severely moded. If I have a crash whilst I am insured with AAMI, the assessor is likely not to honour the insurance policy (so i've been told).

Just Car, with all my mods will be $1600. Here is an example of my online quote with Just Car. I thought it would be more expensive. $600 extra for piece of mind.

Policy Type COMPREHENSIVE
Vehicle Use PRIVATE
Quote Valid to 21/06/2005
Vehicle Purchase Price $50,000
Amount Covered $22,000
Vehicle Purchase Date OCT 2000
Existing Vehicle Damage NO
Privately Imported Vehicle NO
Vehicle under Finance NO
Postcode of Insured Address 2228

Your Car
2000 FORD FALCON XR6 VCT AUII F/INJ 4D SEDAN 6 CYL MAN
Amount Covered $22,000
The amount covered includes all non-standard accessories and modifications noted on this policy.

Non-standard Modifications
AIR FILTER CHANGES, BODY KIT, COMPUTER/POWER CHIP, CAM SHAFT ALTERATIONS, ALTERATIONS TO ENGINE HEAD, EXHAUST MODIFICATIONS, EXTRACTORS, FORGED PISTONS, LOWERED, SHAVED HEADS, SUSPENSION MODIFIED

Excesses
STANDARD $600
Plus Driver Excesses
DRIVERS UNDER 22 $400
DRIVERS 22 AND UNDER 25 $300


This quote runs out on the 26th of this month. But I will keep on checking thier prices prior to switching.
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Posted: Sun Jun 12, 2005 1:40 pm 
Getting Side Ways
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Age: 39

Posts: 1434

Joined: 5th Nov 2004

Gallery: 15 images

Ride: ALTED XR6 - ALTED EA - EF TAXI

Location: Sunshine Coast QLD
QLD, Australia

my ALTED XR6, all mods, full comp, im 26 rating 1, RACQ, $380 full comp with vavle of $9000
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Posted: Sun Jun 12, 2005 2:18 pm 
Getting Side Ways
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Age: 32

Posts: 2976

Joined: 5th Nov 2004

Ride: BF Typhoon

Location: Melbourne
VIC, Australia

bentles_eb wrote:
i think im getting ripped

im gonna be AAMI and its $1600 with their value of 5k (asif... wheels alone were 2)

Well, they wont always see the "value" of vehicle modifications like we will; try letting them know their value/cost maybe?

 

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BF Typhoon, Dejavu - 6sp Auto, Leather, Sunroof, 19"s, Electric Pedals, Tint, FPV Sports Wheel, FPV Mats.

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Posted: Sun Jun 12, 2005 5:17 pm 
Smokin em up
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Age: 32

Posts: 260

Joined: 6th Nov 2004

Ride: EL XR6

Power: 141 rwkw

Location: Liverpool
NSW, Australia

got quotes for my EL xr6 from aami and nrma and got quoted $4k! with no mods! and an agreed value of 10k... stuff that, even tho im only 20 and flawless driving record they still think they can charge an arm and a leg...
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Posted: Sun Jun 12, 2005 6:16 pm 
Technical Contributor
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Age: 32

Posts: 2517

Joined: 7th Nov 2004

Gallery: 4 images

Ride: LS3 VF

Location: Bunbury
WA, Australia

$1280 a year full comp on my lancer with agreed value of $17000.... and im 19
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Posted: Sun Jun 12, 2005 6:38 pm 
Getting Side Ways
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Age: 32

Posts: 1102

Joined: 5th Nov 2004

Gallery: 3 images

Ride: BA MkII XR6 Ute

Location: Gippsland
VIC, Australia

EL Futura, Agreed value of $14200 last time paid, $1100pa Rating 2 with RACV and a few mods.

 

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We'll keep our cow s**t in the country, you keep your bull s**t in the city.

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Posted: Sun Jun 12, 2005 6:57 pm 
Getting Side Ways
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Age: 39

Posts: 829

Joined: 5th Nov 2004

Ride: 2004 Mazda Tribute

$1150 on the Ghia, (wife is <25)
No mechanical mods.
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Posted: Sun Jun 12, 2005 9:30 pm 
Stock as a Rock
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Age: 39

Posts: 198

Joined: 3rd Mar 2005

Ride: NL FBT #079

Location: Melbourne - S.E. suburbs
VIC, Australia

I'm with AAMI and pay $876 for the FBT market value is 23,500 so I didn't worry about agreeing the value any higher.

I am 27 and haven't had an at fault accident or traffic infringement for over 5 years.
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Posted: Sun Jun 12, 2005 9:39 pm 
Getting Side Ways
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Age: 31

Posts: 11103

Joined: 15th Nov 2004

Ride: AU III XR8 Pursuit 250 ute

Location: Hobart
TAS, Australia

18, EF GLi, $310.00 a ytear full comp. All mods (sound system, cam, exhaust, blah blah blah) covered.

 

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Heaps of performance EF/L parts for sale, including supercharged VCT motor!

2002 Ford AU Series III Falcon XR8 Pursuit 250 ute - 5.6L of V8 Windsor!

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Posted: Mon Jun 13, 2005 3:13 am 
Getting Side Ways
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Age: 43

Posts: 695

Joined: 5th Nov 2004

Gallery: 7 images

Ride: 2008 WQ Fiesta XR4

Location: Adelaide.
SA, Australia

Shannons.
Rating 1, 30 years old.
EL Fairmont V8
$20 000 agreed value, ALL mods, stereo, wheels etc disclosed.
Previous not at fault claim and a speeding fine disclosed.
$625 per annum.

Couldn't be happier.

 

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2008 WQ Fiesta XR4
2007 LS Focus CL

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