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data_mine
Technical Contributor
Age:27
Posts: 5006
Joined: 24 Nov 2004
Location: Canberra ACT, Australia
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 Posted: Sat Jan 15, 2005 3:28 pm Post subject: |
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| janek wrote: | i just moved to qld, the pemium on my 00 fairmont ghia vct thru gio was 6500. i now pay 1100 thru nrma, and 1500 if i mod anything from cat to engine, after cat doesnt count, lowering is ok, up to 30 mil, etc. std tints, etc, so its all good
all i can say is thank god i didnt pay the nsw premium
CTP is only 350 too
oh, im 19 btw, 20 in a fortnight, so im getting gipped abour 300 bucks too! :S |
Look forward to a cheaper premium next year then. |
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Epitome
Fordmods Stock as a Rock
Age:36
Posts: 196
Joined: 05 Nov 2004
Location: Manjimup WA, Australia
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| Posted: Sat Jan 15, 2005 6:52 pm Post subject: |
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I'm with the RAC (WA).
I asked them about the Headers and zorst. The lady I spoke to said that as long as the motor was stock they didn't need to know, as the motor was still considered to have stock power output.
So I asked about fitting 16" rims and she said that as long as they were listed on the tyre placard, I didn't have to tell them. However if I got expensive rims I may then want to "add" them to the insurance so that they would be covered. She said the same about audio gear. |
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Reddevil
Fordmods Stock as a Rock
Age:25
Posts: 119
Joined: 05 Nov 2004
Location: Perth WA, Australia
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| Posted: Sat Jan 15, 2005 7:23 pm Post subject: |
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| Epitome wrote: | I'm with the RAC (WA).
I asked them about the Headers and zorst. The lady I spoke to said that as long as the motor was stock they didn't need to know, as the motor was still considered to have stock power output.
So I asked about fitting 16" rims and she said that as long as they were listed on the tyre placard, I didn't have to tell them. However if I got expensive rims I may then want to "add" them to the insurance so that they would be covered. She said the same about audio gear. |
With RAC (WA) they dont have any problems with you lowering either as long as its still legal with DPI, they just note it down on the policy schedule. (no premium increase from memory)
For what its worth, my policy is around ~1100pa for agreed $12,000 +250-basic +300-age +400-imposed in my name but thats for completely stock.
I think the RAC's explaination about audio stuff was that it only covered up to $250 or $300 in value under the policy, anything else you have to put on the policy and pay extra premium if you want that covered.
From what I've heard and found from RAC they are actually pretty good for young drivers, they aren't super strict (wheels/audio/lower/exhaust) and are reasonably priced considering... also give a small discount if your a member.
Might be worth contacting your local state RAC to get a quote. |
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