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XR6 TURBO Insurance for Under 25 

 

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 Post subject: XR6 TURBO Insurance for Under 25
Posted: Mon Jan 16, 2006 12:29 pm 
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Hi!

Not sure where to put this topic so I'll post it here!

Thinking about buying an XR6T for myself. I am 22 and finding insurance is hard. I have had 2 quotes above $2k (NRMA and Young & Cool) so far and waiting on one from Justcar..

Anyone have any other suggestions??

 

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Posted: Mon Jan 16, 2006 1:50 pm 
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Well I just did a quote with RACV, and based on where I live Warragul, its $1200 and that's with my age. I say shop around, Just Cars and those sorta places are more expensive IMO.

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Posted: Mon Jan 16, 2006 3:59 pm 
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if your keeping it unmodified, then call every insurance company you can find.
racv
cgu
alliance
aami
gio
etc.......

 

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Posted: Mon Jan 16, 2006 4:16 pm 
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AAMI will tell you to get f**k as they dont insure turboed or V8 vehicles for under 25's.
I got a quote through RACV for an XR6T which is less than what I pay for my FBT, lol

 

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Posted: Mon Jan 16, 2006 7:44 pm 
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nomad1089 wrote:
AAMI will tell you to get f**k as they dont insure turboed or V8 vehicles for under 25's.
I got a quote through RACV for an XR6T which is less than what I pay for my FBT, lol


same with shannons...under 25 with turbo = no policy

 

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Posted: Mon Jan 16, 2006 7:53 pm 
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nomad1089 wrote:
AAMI will tell you to get f**k as they dont insure turboed or V8 vehicles for under 25's.
I got a quote through RACV for an XR6T which is less than what I pay for my FBT, lol


What's your FBT cost you. I'm looking at an EL GT, and Shannons want over $2K a year for it.

 

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Posted: Tue Jan 17, 2006 8:07 am 
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I just bought a new BF xr6 turbo ute, and I dont have insurance. Cant find anyone to insure me, and IMO $3k on insurance is a lot of money.

 

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Posted: Tue Jan 17, 2006 8:21 am 
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Aposta87 wrote:
I just bought a new BF xr6 turbo ute, and I dont have insurance. Cant find anyone to insure me, and IMO $3k on insurance is a lot of money.


Then don't drive it until you've insured it!

have the ownership transfer to your old man & get him to insure it. that way you only pay for the high premiums {under 25} if theres a mishap.

or transfer it to me, I can get supercheap insurance for it. :lol:

 

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Posted: Tue Jan 17, 2006 8:28 am 
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Yeah with modifing I had no probs with RACV, some things they don't need to know, like a cam, but they know it has extractors and exhaust and lowered and wheels, and my insurance is cheaper than my Mums and my GF's 4cyl Magna...go figure?

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Posted: Tue Jan 17, 2006 12:09 pm 
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Aposta87 wrote:
I just bought a new BF xr6 turbo ute, and I dont have insurance. Cant find anyone to insure me, and IMO $3k on insurance is a lot of money.


If you'd seen the amount of BA's at the auctions with P-Plates, specially the turbo versions, then you'd understand why no one wants to touch you. And when they do, expect to be paying through the nose.

Why dont you try Ford insure as well. They are usually pretty nice to those who buy a new Ford.
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Posted: Tue Jan 17, 2006 1:41 pm 
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Aposta87 wrote:
I just bought a new BF xr6 turbo ute, and I dont have insurance. Cant find anyone to insure me, and IMO $3k on insurance is a lot of money.


Well it is a lot less than the $40g odd you paid for the car. And if in an accident with another driver who is at fault and they have no insurance you will be stuffed for years.

 

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Posted: Tue Jan 17, 2006 1:58 pm 
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data_mine wrote:
nomad1089 wrote:
AAMI will tell you to get f**k as they dont insure turboed or V8 vehicles for under 25's.
I got a quote through RACV for an XR6T which is less than what I pay for my FBT, lol


What's your FBT cost you. I'm looking at an EL GT, and Shannons want over $2K a year for it.


I pay about $1K and thats with the agreed value at $25

 

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Posted: Tue Jan 17, 2006 2:30 pm 
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Aposta87 wrote:
I just bought a new BF xr6 turbo ute, and I dont have insurance. Cant find anyone to insure me, and IMO $3k on insurance is a lot of money.



Fair enough if you dont want to pay full comp, thats your decision but at least get 3rd party so if you do crash, the innocent party wont have to f**k around trying to get money off an insured driver.

 

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Posted: Tue Jan 17, 2006 3:28 pm 
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A few months back when i was employed and had money i was looking at upgrading to a MKII Xr8 but changed my mind when most of the companys were asking over $2500 and thats only $800 more than what i pay now on my mont thanks to the 2170 postcode.

 

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Posted: Tue Jan 17, 2006 3:29 pm 
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Age: 39

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Joined: 7th Nov 2004

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Location: sydney
NSW, Australia

A few months back when i was employed and had money i was looking at upgrading to a MKII Xr8 but changed my mind when most of the companys were asking over $2500 and thats only $800 more than what i pay now on my mont thanks to the 2170 postcode.

 

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