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Insurance for modified car 

 

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 Post subject: Insurance for modified car
Posted: Mon Nov 22, 2004 9:59 pm 
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Ride: EL Fairmont + EF gli

Location: Redcliffe, Brisbane
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I have just bought a EL Fairmont with 17x8 inch wheels and my normal insurance company have canceled my insurance for this reason :cry: ...
can anyone tell who will insure me please

the car also has been lowered ... has extractors and sports exhaust ... and a good sound system

 

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 Post subject: Re: Insurance for modified car
Posted: Mon Nov 22, 2004 10:32 pm 
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cougar30 wrote:
I have just bought a EL Fairmont with 17x8 inch my normal insurance company have canceled my insurance for this reason
the car also has been lowered ... has extractors and sports exhaust ... and a good sound system


That is pretty tight, I mean you are older then 25 and i presume you have a good driving record, who are you currently with?

 

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Posted: Mon Nov 22, 2004 11:50 pm 
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Even When my EL V8 was stock, I thought the insurance companies weren't interested in my business. Hell, I'm 30 and Rating 1.
Then I mentioned my wife was under 25... Sorry Sir, we can't insure that. So my wife wasn't able to use the Fairmont!
Time to go looking for insurance for the modified EL V8 now, at a realistic price, wish me luck there...

 

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Posted: Tue Nov 23, 2004 12:06 am 
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Fill out this and they will send you a quote seem to be reasnable
http://www.gng.com.au/

 

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Posted: Tue Nov 23, 2004 12:18 am 
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 Post subject: Answer for snow white
Posted: Tue Nov 23, 2004 5:56 am 
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Ride: EL Fairmont + EF gli

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I was currently with NRMA ... was with them the last 9 years with my EA Fairmont ghia that my wife has now ... but because of the wheels they wont insure the EL Fairmont

 

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 Post subject: Re: Answer for snow white
Posted: Tue Nov 23, 2004 6:47 am 
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cougar30 wrote:
I was currently with NRMA ... was with them the last 9 years with my EA Fairmont ghia that my wife has now ... but because of the wheels they wont insure the EL Fairmont


s**t! I am with NRMA as well. Gee I didn't realise they could be so picky on the wheels.I only got 15's and was thinking of upgrading to 17's. Lucky you posted this topic before I bought any. Did they have any problems with the Sports Exhaust and the Extractors? Or was it just only the wheels they Bounced you on?

 

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Posted: Tue Nov 23, 2004 8:49 am 
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Go buy a classic wreck, then insure it through SHANNONS!

I have a 67 mustang, 5.0 EB Fairmont, Toyota Townace and Home and contents for under $1000
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Posted: Tue Nov 23, 2004 10:00 am 
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Are we just talking about third party here?
ATM I have no third party because I can't find anywhere cheap enough that let's a young bloke have bloody extractors!

 

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Posted: Tue Nov 23, 2004 10:04 am 
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3rd party should be a breeze to get. Try JCI, only charging me 300 odd a year for 3rd pty etc. and this thing's modded to the hilt. Actually 3rd pty only went up $8 when the blower went on.

Advice: if you like comprehensive insurance do not - i repeat, DO NOT supercharge your car.

 

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Posted: Tue Nov 23, 2004 10:22 am 
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hmm im with NRMA and i got 17s on my car but i havent told them yet. i may have to tell them : )

 

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Posted: Tue Nov 23, 2004 12:28 pm 
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I'm with NRMA, $600 /yr full comprehensive for my EF 6. It's only valued at 8500 or there abouts but if it gets pinched what I save in the premium will make up for it not being insured for much.
They list the 17" wheels as 7.5" alloy or steel rims
CD player, sub amp etc as "sound system"
lowered suspension (not more than 30mm)
and "sports exhaust"
I didn't know they kicked up a stink about the extractors. I have a sports exhaust on my policy and as far as I'm concerned that covers the extractors! :)

 

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Posted: Tue Nov 23, 2004 12:51 pm 
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I'm with JCI and they were pretty much the only mob that would insure me. Admittedly my replacement value is 15k on a 95 XG with a fair few mods so at leats that's good. $1100 a year, full comp, pricey.

 

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Posted: Tue Nov 23, 2004 1:45 pm 
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NRMA insures me for comprehensive aswell as greenslip i pay $1174 for insurance with rims aswell Eb 5.0L fairmont Ghia my old car EF fairmont 4.0L was $940 with rims aswell as pioneer deck only thing thats crap is i have a extra excess if my car gets broken in2 again as i have made a claim as some drugo broke in2 me car at work in a workplace carpark they got threw the door handle with packing tape that blue stuff they bundle news papers :cry: excess is $400 on top of the standard excess they know how 2 charge :cry:

 

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Posted: Tue Nov 23, 2004 4:14 pm 
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Ride: EL Fairmont + EF gli

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NRMA was for full comprehensive and its not the 17 inch wheels they are worried about its the 8 inch wide rims ... they didnt care about the extractors or sports system or window tinting .
As i said i had been with them for ten years and was only paying $400 a year for full comprehensive insurance ...no clames no bad history ect ect

 

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