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Is it a write off?? 

 

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 Post subject: Is it a write off??
Posted: Sun Jul 22, 2012 4:54 am 
Getting Side Ways
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Age: 35

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Ride: AU fairmont ghia

Location: Back in
ACT, Australia

At about 6pm yesterday, my xh ute was
Parked out the front of my place on the street, it got side swiped
By a drunk driver and this is the damage
Image
Image

I'll take better photo when the sun is up..

So the question remains, can this be repaired or should I start looking for another car

 

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AU FAIRMONT GHIA: 5.0 Dealer ordered SVO mods ( seeking clarification ATM), tickford suspension.

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 5:12 am 
Stock as a Rock
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Ride: EF Futura / FG XR6 / DF LTD

Location: Sydney
NSW, Australia

Easily repairable but insurance company will probably write it off as being economically unfeasable to repair .
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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 8:16 am 
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Ride: EF Fairmont

Location: Campbelltown
NSW, Australia

You have a couple of issues mate,

1) Drunk Driver = no insurance.
2) If you claim = write off

Good thing is that if the ute is a good vehicle it is easily repaired, if you can get a door.
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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 10:47 am 
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Ride: ford falcon au3 xr8

Location: a shit suburb in sydney
NSW, Australia

definatly a write off... parts are no longer available new and hard to find used,
insurnce companies write off newer cars with less damage..
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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 11:43 am 
Getting Side Ways
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Ride: 5.0 AU's and 5.0 Maverick

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Location: Sydney West
NSW, Australia

Yep write off for sure.

 

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 1:35 pm 
Getting Side Ways
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Fkn devistated! Now with insurance I was under the impression even with
Drunk driver insurance pays for other party But not insuree

 

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AU FAIRMONT GHIA: 5.0 Dealer ordered SVO mods ( seeking clarification ATM), tickford suspension.

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 1:36 pm 
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Total loss in the insurers eyes. Is it agreed value or market value insured? If its insured for the right amount I think I may be able to put you onto an AU 5 speed V8 ute. If the current owner is ready to part with it that is.

 

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 2:03 pm 
Getting Side Ways
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Daytime photos
Image
Image
Image
Image
Image

Was market value of 5k so just have to wait for it to be assessed then start the process of getting my money

 

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AU FAIRMONT GHIA: 5.0 Dealer ordered SVO mods ( seeking clarification ATM), tickford suspension.

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 3:05 pm 
Getting Side Ways
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EFNA wrote:
Fkn devistated! Now with insurance I was under the impression even with
Drunk driver insurance pays for other party But not insuree

if they are drunk the insurance is not going to cover him, he either has to pay up from his own wallet or you need to claim from your insurance company,unfortunatly he probably wouldnt have a cent to his name and will pay you off at $3 a week from the dole :|

 

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 3:35 pm 
Getting Side Ways
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I don't think there is a question of "IF" it's a write off, it most certainly is due to lazyness of insurance & repairers, they just don't want to repair older car's like this, as new parts are not available easy if at all, and second hand takes what they consider too much work to acquire, which is a crying shame, because it really doesn't look that bad.

In regards to insurance, your insurance will cover you & chase the drunk for the money, if the other party was insured I'd be thinking they should have a liability to cover the damage to your car & not the other drivers due to being drunk...

Trouble I have had with insurance in the past, if you have agreed value with YOUR insurance, the other party's insurance doesn't give a damn & will give you only what they determine as "market value", so it pays to go thru your insurance anyway, hell, it can't be your fault the d***head was drunk & hit your parked car, unless it's found you were not legally parked.

Good luck with your claim, make sure you get some independent quotes, and you makes sure you don't get screwed by the insurance. Hell, it might be worth buying it back & then paying to have it repaired yourself from the claim payout.

Cheers

ToranaGuy

 

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 3:36 pm 
Getting Side Ways
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That's s**t, some a** decides to f**k up and I have to pay for it!!

 

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AU FAIRMONT GHIA: 5.0 Dealer ordered SVO mods ( seeking clarification ATM), tickford suspension.

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 3:50 pm 
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ToranaGuy wrote:
Good luck with your claim, make sure you get some independent quotes, and you makes sure you don't get screwed by the insurance. Hell, it might be worth buying it back & then paying to have it repaired yourself from the claim payout.

Cheers

ToranaGuy


Can't do that, once they write it off it is finished, end of car, scrap or wreckers only. You can buy it back and use it for parts but not rego it in NSW.
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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 4:04 pm 
Getting Side Ways
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SWC wrote:
ToranaGuy wrote:
Good luck with your claim, make sure you get some independent quotes, and you makes sure you don't get screwed by the insurance. Hell, it might be worth buying it back & then paying to have it repaired yourself from the claim payout.

Cheers

ToranaGuy


Can't do that, once they write it off it is finished, end of car, scrap or wreckers only. You can buy it back and use it for parts but not rego it in NSW.

yep new nsw rules on written off cars now.

 

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xr8 snorkel,typhoon lower snorkel,territory intake pipe,20% underdrive kit,pacemaker extractors,high flow cat,xforce exhaust,t56 conversion hd turbo clutch/ flywheel,m86 3.45 lsd,custom tune187.1rwkw as an auto

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 4:17 pm 
Getting Side Ways
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Ride: AU fairmont ghia

Location: Back in
ACT, Australia

Well doesn't look to be structural damage so if write off is going to be bought back and possibly turn into long term strip car project

 

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AU FAIRMONT GHIA: 5.0 Dealer ordered SVO mods ( seeking clarification ATM), tickford suspension.

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 Post subject: Re: Is it a write off??
Posted: Sun Jul 22, 2012 4:53 pm 
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Ride: Falcon Xh

Location: Newcastle
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OK. Firstly Im a panelbeater by trade. Is the sill touched. If the sill is good. AND the "Car" Is a good car. This thing is an easy fix. Have a good look at the pillar as well but to me... Id Fix it. Door Gaurd, wheel, then about 6 to 8 hours on quarter.. Any good shop $85 p/h charge out. Do the Math, work out what its worth. Then what its worth to you ?? Whats it gonna cost to replace ???.. Its just maths. Id fix it cause I could. Have ya got a Mig.. U could fix it. Daz
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