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Is it Possible for a P Plater to get insurance for an XR-8?? 

 

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 Post subject: Is it Possible for a P Plater to get insurance for an XR-8??
Posted: Thu Feb 10, 2005 5:26 pm 
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Gday, i want to buy an EL XR8 which is under the restricted limit for a p plater, but it is on the banned list anyway. It is illegal for me to drive the car, but im not concerned about that, my only concern is weather i can get insurance or not.

My friedn went through this, as he wanted to buy a v8 Beemer, and he told me that i can definately get insurance, but the insurance company may not actually pay in the event of a crash because i am legaly not allowed to drive this car.

Is anyone here an insured v8 p plater whos had a stack? if so did the insurance company pay up?

I spoke to RACV and JUST CAR INSURANCE, the guys at just car told me they could insure me, and they said they would "most likely" pay up in the event of a crash.

What do you guys think?

Thanks.
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Posted: Thu Feb 10, 2005 5:58 pm 
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"Most likely" doesn't equal "for sure" and it would be a nasty wake up call if they deny your claim.
If it's on the banned list then why push your luck? There are plenty of other cars to get just to bash around in till your off your P's anyway.

 

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Posted: Thu Feb 10, 2005 5:59 pm 
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even if they do insure you it will be in excess of $3500 per year with just car, and if they might cover you, i wouldnt be bothering my self.

 

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Posted: Thu Feb 10, 2005 6:08 pm 
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if you really want a V8 get the EL or EF ghia, you can drive those

 

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Posted: Thu Feb 10, 2005 7:06 pm 
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im on my green p's and i have a ebxr8 registered and insured (3rd party fire and theft) with just cars and they don't have a problem with it. at least not that i am aware of. NRMA and AMI wouldnt even look at me but it was perfectly ok with just cars even though they are a sub-company of AMI.
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Posted: Thu Feb 10, 2005 7:28 pm 
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ebxr8 wrote:
im on my green p's and i have a ebxr8 registered and insured (3rd party fire and theft) with just cars and they don't have a problem with it. at least not that i am aware of. NRMA and AMI wouldnt even look at me but it was perfectly ok with just cars even though they are a sub-company of AMI.


Excuse us old bastards, but what the f**k are green 'P's

 

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Posted: Thu Feb 10, 2005 7:33 pm 
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madmax wrote:
ebxr8 wrote:
im on my green p's and i have a ebxr8 registered and insured (3rd party fire and theft) with just cars and they don't have a problem with it. at least not that i am aware of. NRMA and AMI wouldnt even look at me but it was perfectly ok with just cars even though they are a sub-company of AMI.


Excuse us old bastards, but what the f**k are green 'P's


lol, in sydney the colour of there P's change every yr, i suppose it lets the cops for how long they have had there P's

 

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Posted: Thu Feb 10, 2005 7:48 pm 
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lol green peas
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Posted: Thu Feb 10, 2005 7:54 pm 
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kermey wrote:
lol green peas


hahaha, I guess I asked for that. :lol:

 

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Posted: Thu Feb 10, 2005 8:18 pm 
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Yes you can get insurance but it will be expensive.

The XR8 is over 1600kg isn't it? In which case you can have 188Kw EL XR8 is 185.

 

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Posted: Thu Feb 10, 2005 8:40 pm 
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EL XR8 s1 is 175 or is it 170 i forget now

 

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Posted: Thu Feb 10, 2005 9:13 pm 
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Gday,

I own a BA Xr8 Ute, and still on my P's (opens in August :P :P), the only way i could insure the car, was to have it in dads name and have me as a Registed Driver until im 21, i dont think QLD has those *rules* u have mentioned, i have been pulled several times for RBT, and they have looked at my licence then looked at me n said..have a nice night. but nothing about a restriction for driving a performance car.... by the way im Insured with RACQ.....food for thought.


cheers

 

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Posted: Thu Feb 10, 2005 9:28 pm 
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In2XG wrote:
Gday,

I own a BA Xr8 Ute, and still on my P's (opens in August :P :P), the only way i could insure the car, was to have it in dads name and have me as a Registed Driver until im 21, i dont think QLD has those *rules* u have mentioned, i have been pulled several times for RBT, and they have looked at my licence then looked at me n said..have a nice night. but nothing about a restriction for driving a performance car.... by the way im Insured with RACQ.....food for thought.


cheers


how teh fuk can u afford a ba xr8 at 19!
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Posted: Thu Feb 10, 2005 9:37 pm 
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Shannon’s and just Cars are owned by AAMI.

I have a Modified Beach Buggy Insured with Shannon’s, but after what AAMI did to me when a WB one Toner hit my XE head on, they can get f**k.

They said they couldn't represent me because I didn't tell them that my 14x7 inch wheels were chromed.

I was only 20 at the time but the accident wasn't even my fault. "WANKERS"
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Posted: Thu Feb 10, 2005 11:18 pm 
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In2XG wrote:
Gday,

I own a BA Xr8 Ute, and still on my P's (opens in August :P :P), the only way i could insure the car, was to have it in dads name and have me as a Registed Driver until im 21, i dont think QLD has those *rules* u have mentioned, i have been pulled several times for RBT, and they have looked at my licence then looked at me n said..have a nice night. but nothing about a restriction for driving a performance car.... by the way im Insured with RACQ.....food for thought.


cheers

nah, no power to weight or performance car restrictions for QLD P-platers...... not yet anyway

 

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